We understand that trust must be earned.
Our goal is to prove that we deserve yours.

RUST IS PROBABLY the most important element of any financial advisory relationship. We believe that one of the best ways of earning trust is to place our client's needs ahead of our own and operate with full disclosure of all compensation. As a fee-only financial planning and investment management firm, we receive no commissions, transaction fees, referral fees, rebates, soft dollars or contest prizes. Instead, we are compensated by our clients directly for services performed based on a fee schedule that is clear and communicated up-front. We are convinced this approach is the only way financial planning should be conducted. For the following reasons, many agree:

Independent advice.
We are accountable to our clients and serve in a fiduciary capacity for them. The Alpine Financial Group is an independent company and directly responsible to our clients as well as to regulatory authorities. There are no intermediaries. As a result, we are under no parent company restraint as to what we can recommend, what investments we use or how we communicate. Recommendations are made with your interests in mind, not based on how we might be compensated.

Objective understanding of needs, priorities and risk tolerance.
We listen to your goals. We hear your concerns. Most relationships begin with an objective review of your cash flow, investments, insurance, estate documents, employee plans, funding for retirement and specific goals. We don’t use “cookie cutter” financial software. We strive to develop an integrated approach to your financial affairs with an ongoing two-way dialogue that addresses the changing dynamics of your financial life.

Develop, execute and then measure the plan with your agenda in mind.
Fee-Only^® planning doesn’t stop with the delivery of a plan. You may have an existing team of other professionals (C.P.A., lawyer, etc.) or may need our recommendation of others to execute documents and actions. Coordination of your total team’s effort is important and we assist in getting the job done.

The on-going measurement of results is very important. Investments performance net of applicable fees should be measured against appropriate indexes. We also understand that financial plans are not static and need to be revised periodically to address the various changes that occur in a person's life.