Meet our team

Tom Carroll
Certified Financial Planner®

Tom founded the firm in 1995. Starting his business career at Procter and Gamble, he has since been involved in personal and business financial planning. He has been an officer of major corporations in the group insurance and employee benefit industries.


Tom graduated Cum Laude with a Bachelor of Business Administration from the University of Notre Dame and holds a Master of Science degree from The American College.

Professional Designations & Organizations:

  • Financial Planning and Investments: Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®)
  • Employee Benefits: Certified Employee Benefit Specialists (CEBS®)
  • Life Insurance: Chartered Life Underwriter (CLU®)
  • NAPFA®: Fee-Only® Certified Financial Planner
  • Member, Cincinnati Estate Planning Council

Professional accomplishments:

  • Taught the CFP® investment class at Xavier University
  • Moderator for Financial Planning for Retirement at the University of Cincinnati’s Osher Lifelong Learning Institute since 1993.
  • Author of financial planning articles as well as quoted in major financial publications.

Community Involvement:

  • Past President, Rotary Foundation of Cincinnati—a six million dollar foundation
  • Chairman, Cincinnati Senior Services Endowment Committee
  • Vice Chairman, Osher Lifelong Learning Institute at the University of Cincinnati


Bob Carroll
Certified Financial Planner, Certified Public Accountant

Bob serves as a Fee-Only® financial planner and is also a Certified Public Accountant. Bob assists clients by developing personalized solutions for both their financial planning and wealth management needs.

After beginning his career as a Certified Public Accountant at the Cincinnati office of Ernst & Young. Prior to joining The Alpine Financial Group, Bob was an executive officer of Fifth Third Bank in the areas of audit, credit risk, mergers/acquisitions, and enterprise risk management.

With his professional experience, Bob brings a depth of understanding to a wide-range of financial topics for both individuals and businesses.

Bob holds both an undergraduate degree from the University of Notre Dame (BBA – Accountancy) and a Masters in Business Administration from Xavier University.

Professional Designations & Organizations:

  • Certified Financial Planner
  • Certified Public Accountant (licensed in the State of Ohio)
  • Cincinnati Academy of Collaborative Professionals
  • Passed NASD Series 65 Exam

     

Community Involvement:

  • Member, Board of Directors of GLAD House
  • Past involvement in fundraising initiatives for the Cincinnati chapter of the Red Cross.
  • From 1994-1997, Bob was an elected member of Mariemont Village Council.
Heidi Rose
Certified Financial Planner®

Heidi is a Fee-Only® financial planner for her clients in addition to performing a major role in client account services. Prior to joining The Alpine Financial Group in 2000, Heidi gained valuable experience in the financial services industry at both Fidelity Investments and Fifth Third Bank.

At Fidelity, Heidi handled investment questions and selection for participants in their 401k plans.

Heidi is a graduate from Northern Kentucky University with a Bachelors degree in Personal Finance.

Professional Designations & Organizations:

  • Certified Financial Planner (CFP®)
  • Passed NASD Series 6 and Series 63 exams.

Community Involvement:

  • Heidi and husband, Dave, live in Independence, Kentucky. Long-time Northern Kentucky residents, both are extremely involved in their church and take active roles in the youth ministry and musical celebrations.
Kathy Carroll
Office Manager

Kathy makes certain that the administration of the firm runs smoothly. As office manager since 1998, she is primarily responsible for the firm’s financial affairs including receivables, contracts and general administration. Most clients know Kathy for her ability to assist in the servicing of their accounts.

Kathy has a Bachelors degree in Business from St. Marys College at Notre Dame, Indiana.

Though Kathy is no longer a licensed agent, she began her career as an assistant and licensed agent in the life insurance business. She joined Alpine Financial Group in 1998. Kathy has a Bachelors degree in Business from St. Marys College at Notre Dame, Indiana.

Professional Designations & Organizations:

  • Though Kathy is no longer a licensed agent, she began her career as an assistant and licensed agent in the life insurance business.

Community Involvement:

Kathy played competitive club tennis for many years and snow skis. Kathy’s leadership and civic activities have included:

  • Past President, Indian Hill Parent Teachers Association
  • Past President of Kindervelt #33 & member of City Advisory Board
  • President, condominium association in Cincinnati
  • Past volunteer, tutor at Windsor School, Rotary Club of Cincinnati