The Alphine Financial Group
How does a “Fee-Only®” planner differ from other planners?

Fee-Only Fee-Based Commission
Based		 Stock
Broker
All fees paid directly by client: Yes No No No
Disclosure of all compensation details: Yes May Doubtful Doubtful
Required to assume Fiduciary responsibility: Yes May May Unlikely
Direct Reporting to SEC or State: Yes May May Unlikely
Fees offset by commission: No Commission Yes May May
Parent company controls on communication: No May Most Likely Yes



The Alpine Financial Group
1.877.804.1905